Privacy Policy
Last Updated: October 12, 2025
UseToolsNow ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our Islamic finance tools and services at UseToolsNow.com.
1. Information We Collect
1.1 Financial Calculation Data
IMPORTANT: All financial calculations (including Zakat calculations) are performed entirely in your web browser using client-side JavaScript. We do NOT collect, store, or transmit any of your financial data, asset values, or calculation results to our servers. Your financial information never leaves your device.
1.2 Automatically Collected Information
When you visit our website, we may automatically collect certain technical information including your IP address, browser type, device information, referring website, pages visited, and time spent on our site. This information is collected through cookies and similar technologies.
1.3 Cookies and Tracking Technologies
We use cookies and similar tracking technologies to enhance your experience, analyze site usage, and assist with our advertising efforts. You can control cookies through your browser settings.
2. How We Use Your Information
We use the automatically collected information to: (a) Improve and optimize our website and Islamic finance tools; (b) Analyze usage patterns and trends; (c) Maintain security and prevent fraud; (d) Comply with legal obligations; (e) Display relevant advertisements (when AdSense is enabled).
3. Third-Party Services
3.1 Google AdSense
We use (or plan to use) Google AdSense to display advertisements on our website. Google AdSense uses cookies and similar technologies to serve ads based on your prior visits to our website and other websites. Google may collect and use information about your visits to this and other websites to provide targeted advertisements. You can opt out of personalized advertising by visiting Google's Ads Settings (https://www.google.com/settings/ads) or by visiting the Network Advertising Initiative opt-out page (http://www.networkadvertising.org/choices/).
3.2 Analytics Services
We may use analytics services to help us understand how visitors use our site. These services may collect information about your use of our site and other websites.
4. Data Storage and Security
4.1 No Financial Data Storage
We want to emphasize again: We do NOT store any of your financial information, Zakat calculations, asset values, or any personal financial data on our servers. All calculations are performed locally in your browser.
4.2 Security Measures
We implement reasonable security measures to protect the limited information we do collect (such as usage analytics). However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.
5. Your Privacy Rights
5.1 GDPR Rights (EU Users)
If you are located in the European Economic Area (EEA), you have certain rights under the General Data Protection Regulation (GDPR), including: (a) Right to access your personal data; (b) Right to rectification of inaccurate data; (c) Right to erasure ("right to be forgotten"); (d) Right to restrict processing; (e) Right to data portability; (f) Right to object to processing; (g) Right to withdraw consent; (h) Right to lodge a complaint with a supervisory authority.
5.2 CCPA Rights (California Users)
If you are a California resident, you have rights under the California Consumer Privacy Act (CCPA), including: (a) Right to know what personal information is collected; (b) Right to know whether personal information is sold or disclosed; (c) Right to opt-out of the sale of personal information; (d) Right to deletion of personal information; (e) Right to non-discrimination for exercising your rights. We do NOT sell your personal information.
5.3 GCC Data Protection Rights
If you are located in GCC countries (Saudi Arabia, UAE, Kuwait, Qatar, Bahrain, Oman), you have rights under applicable data protection laws, including rights to access, correct, and delete your personal information.
5.4 Cookie Preferences
You can control and manage cookies through your browser settings. Please note that disabling cookies may affect the functionality of our website.
6. Data Retention
Since we do not collect or store your financial calculation data, there is no financial data to retain. Any analytics data we collect is retained only as long as necessary for the purposes outlined in this Privacy Policy, typically no longer than 26 months, in compliance with GDPR requirements.
7. International Data Transfers
Our website is hosted on Vercel, which may process data in various countries. If you are located in the EEA, GCC, or other regions with data protection laws, please note that your information may be transferred to countries with different data protection standards. We ensure appropriate safeguards are in place for such transfers.
8. Children's Privacy
Our services are not directed to children under the age of 18. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and believe your child has provided us with personal information, please contact us.
9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. We will notify you of any material changes by posting the updated Privacy Policy on this page with a new "Last Updated" date. Your continued use of our services after such changes constitutes acceptance of the updated Privacy Policy.
10. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us at:
Email: support@usetoolsnow.com
For data protection inquiries specifically related to GDPR, CCPA, or GCC regulations, please include "Privacy Request" in your email subject line.
11. Legal Basis for Processing (GDPR)
For users in the EEA, our legal basis for collecting and using personal information depends on the type of information and the context in which we collect it. We process your information based on: (a) Consent: When you provide explicit consent (e.g., cookie acceptance); (b) Legitimate Interests: For improving our services, analytics, and security; (c) Compliance with Legal Obligations: When required by law.
Data Protection Compliance Summary
This privacy policy is designed to comply with: (1) General Data Protection Regulation (GDPR) - EU Regulation 2016/679; (2) California Consumer Privacy Act (CCPA) - California Civil Code §1798.100 et seq.; (3) Saudi Arabia Personal Data Protection Law (PDPL); (4) UAE Data Protection Law - Federal Decree-Law No. 45 of 2021; (5) Qatar Personal Data Privacy Law - Law No. 13 of 2016; (6) Other applicable GCC and MENA data protection regulations.